When placing an order on our website, check the Layaway box on the Checkout page. Your credit card will be charged 25% of your total purchase now and the same amount for the next three consecutive months. Payments will post each month on the same calendar day that you placed your order. We will ship the items you placed on Layaway immediately upon receipt of your final payment.

Note: For the Layaway Program, we offer this slight variation on our usual 30-day Return/Exchange policy: Within 30 days of your first Layaway payment, if for any reason you change your mind and wish to cancel your order, you can receive a cash refund for your first payment. After these first 30 days, you will receive Gemisphere credit instead of a cash refund. After we have shipped you your item, our standard exchange policy applies—that is, if you choose to return or exchange an unworn and used item, you will receive credit toward another Gemisphere purchase.